Community Care Health is Fresno’s only locally based, commercial health plan. We serve members based in Fresno and neighboring counties, providing access to a network of 2,500 providers, including 1350+ physicians (primary care and specialists), 485+ behavioral health practitioners, and 400+ other healthcare professionals (including but not limited to: acupuncture, chiropractic, occupational therapy, physical therapy, speech therapy), practicing at more than 700 sites and offering urgent care at 19+ locations. As an HMO and EPO, your Primary Care Provider will be your primary point of care. If a specialist is needed, your PCP will make a referral to an in-network provider to minimize out-of-pocket costs. If Community Care Health does not have an in-network specialist, however, we will cover out-of-network costs as detailed in your plan coverage. If you choose to go out-of-network when an in-network provider does exist, you will be responsible for its costs as detailed in your plan coverage.